Claims Adjuster Practice Exam 2025 - Free Claims Adjuster Practice Questions and Study Guide

A small retail store looking to avoid a liability policy would typically seek property insurance. Property insurance is designed to protect the physical assets of the business, such as the building, inventory, equipment, and other tangible property. This type of policy provides coverage against risks such as fire, theft, vandalism, and certain types of damage to the insured property.

In contrast, commercial general liability insurance would protect the store against claims related to bodily injury or property damage that occur on the premises or as a result of business operations. Although it is a crucial policy for businesses to have, it does not align with the store's desire to avoid liability coverage altogether.

Aviation liability is specific to aviation-related activities and would not be relevant for a retail setting, making it an unsuitable choice. Storage insurance primarily covers goods stored in warehouses or similar facilities but does not provide broad coverage for the retail store's assets and property as property insurance does. Thus, property insurance stands out as the most appropriate choice for the retail store's needs.