Claims Adjuster Practice Exam 2025 - Free Claims Adjuster Practice Questions and Study Guide

An Inland Marine policy that covers 3,000 gallons of milk would be classified as a "Build milk policy." This classification is appropriate because Inland Marine insurance is specifically designed to cover goods in transit and various types of property that may not fit into standard property insurance categories.

The term "Build milk policy" indicates insurance tailored to protect dairy producers or distributors during the transportation of milk, a perishable product. This type of policy ensures coverage against potential losses that could occur from spoilage, contamination, or accidents while the milk is being transported, which is critical for maintaining the value of this high-risk commodity.

In contrast, other options such as commercial auto coverage and personal auto policies are focused on vehicle-related insurance, which would not adequately address the specific risks associated with transporting milk. Additionally, a Great Lakes policy typically pertains to watercraft and marine operations in the Great Lakes region, making it irrelevant in this context. Thus, the classification of the Inland Marine policy as a "Build milk policy" is the most fitting choice given the specific nature of the coverage needed.